WhatsApp users in Brazil will now be able to use the encrypted mobile messaging service to send money or make purchases, Facebook said in a blog post.
The new service is not only
useful for sending money to family and friends, but in India it can also
be used to buy in some small businesses that already offer
their services in the messaging app.
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| This is what payments made through WhatsApp will look like, according to a photo posted by Mark Zuckerberg, creator of Facebook. Photo: Mark Zuckerberg's Facebook. |
"The more than 10 million small and micro enterprises are the heart of the communities of Brazil," said WhatsApp.
Digital payments on WhatsApp will be tied to Visa or MasterCard
credit or debit cards issued by certain banks, and transactions will require
special six-digit identification codes or fingerprint verification.
Payments made through Facebook Pay are processed by
partner companies, such as PayPal in the United States, or Cielo in the case of
WhatsApp in Brazil.
WhatsApp Pay isn’t available for all users in India. WhatsApp beta
users will most likely have the feature on their app. To start using the
service, a WhatsApp Pay user needs to initiate a payment to a contact. Once the
request is received, the user can set up their UPI account on WhatsApp. Users
can then send and receive money on WhatsApp itself
The objective of transactions through WhatsApp not only improves the possibility of being able to send the amount we want to someone but also avoids contact between people as part of the strategy to stop the spread of covid-19.
Then use the steps that we have shared with you
HOW TO ADD YOUR BANK ACCOUNT:
- Tap More options (three
dots) > Settings > Payments > Add
new account.
- Tap Accept and
Continue to accept WhatsApp Payments Terms and Privacy
Policy.
- From the list of banks, tap
the name of your bank.
- Tap Verify via SMS > Allow.
If WhatsApp already has permission to make and manage phone calls, you
won't need to grant permission.
- Tap the bank account you
want to add to send and receive payments with WhatsApp.
- Tap Done.
HOW TO SEND MONEY
Sending money through WhatsApp is very simple. Once you add your Bank
account then everything will be very easy and fast. To do this, do these steps:
- Open the chat with whom
you'd like to send money > tap Attach > Payment.
- Tap Continue to
verify your debit card information.
- Enter the last 6 digits of
your debit card number and expiration date > tap Done > Set
Up UPI PIN.
- The OTP (One Time Password)
may be pre-filled. If not, an SMS containing the OTP may be sent to your
phone. Type the OTP under ENTER OTP. To send another OTP to
your phone, tap Resend OTP.
- Create a UPI (Unified
Payment Interface) PIN (Personal Identification Number) and enter it under
SETUP UPI PIN > tap Submit.
- Once UPI Setup is complete,
tap Done.
- Open the chat with whom
you'd like to send money > tap Attach > Payment.
- Enter the rupee amount you'd
like to send.
- Enter a description for the payment > tap Send.
You will see a confirmation message appear directly in the chat window
once the transaction is done.
Source: WhatsApp Blog, Internet
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